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the Price of Health Insurance from a PPO

Price 
Location 
Submitted by  
Description
$ 30
Apr 2008
Phoenix, AZ
Catastrophic health insurance covers   more... close row
$ 320
Mar 2008
Denver, CO
Independent health care with copay  more... close row
$ 108
Apr 2008
Belingham, WA
High deductible plan saves on monthly fees  more... close row
$ 254
Jan 2008
Randolph, VA
Monthly fee for health and dental insurance for one adult and two children  more... close row
$ 600
Mar 2008
New York, NY
Health insurance from PPO  more... close row
$ 72
Jan 2008
Kennebunkport, ME
I have PPO coverage from a state program  more... close row
$ 495
Mar 2008
Garland, TX
PPO plan for one adult and three children  more... close row

Description of service

This is called a Choice Plus PPO plan. Nice coverage for the most part. However, I am a single Dad of three girls and most of my income goes to day care. I pay way too much in the long run for these medical plans. When one of my children get sick, all three end up sick.


Review of Service

The plan that I have is the best that my company provides. But it wouldnt matter what plan you get, they are all way to costly. This one has a 250.00 dedcutible for each person and 750.00 for all. It also has a 2500.00 out of pocket that I have to pay before the insurance company pays for the Dr. visit 100% By the time I am able to pay the 750.00 and the 7500.00 for maximum out of pocket and the 495.00 premium, the year starts over and I end up paying all this money on my own all over again. Is it better to just pay the Dr.s myself? I often ask this and I found out a secret about many doctors. They overcharge purposly because of the insurance company being involvled. If you dont have insurance, they dont charge as much for the service.


Tips

A low deductible and OOP plan doesnt mean that this plan isnt costly. Really any plan is costly and insurance is nothing more than a money making scam which makes them richer. But at the same time, if you dont have this insurance, you will regret it as you would probably need some expensive surgery...


$ 5
Apr 2008
Philadelphia, PA
Five dollar copay makes appointments affordable  more... close row
$ 216
Nov 2007
Van Wert, Ohio
Health insurance mandated by court  more... close row
$ 485
Feb 2008
Pittsburgh,PA
Health coverage through the university  more... close row
$ 104
Mar 2007
Mount Pleasant, MI
While I was working I was having $27.00 every week  more... close row
$ 400
Jan 2008
Lake, MI
Sharing cost of insurance with employer  more... close row
$ 100
Mar 2008
Ida Grove, Iowa
Health insurance for family of four  more... close row