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the Price of Health Insurance from a PPO

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$ 320
Mar 2008
Denver, CO
Independent health care with copay  more... close row
$ 30
Apr 2008
Phoenix, AZ
Catastrophic health insurance covers   more... close row
$ 108
Apr 2008
Belingham, WA
High deductible plan saves on monthly fees  more... close row
$ 254
Jan 2008
Randolph, VA
Monthly fee for health and dental insurance for one adult and two children  more... close row
$ 72
Jan 2008
Kennebunkport, ME
I have PPO coverage from a state program  more... close row

Description of service

I have PPO coverage from a state administered program that helps to make health insurance more affordable for Mainers. My In-Network copay is 25 dollars per visit, and I pay $10/$30/$50 for prescriptions, depending on the medications cost. Athough I got this plan through the state administered program, it is real, private insurance, not a program like Medicaid. I pay 72 dollars a month for this insurance, and there is no contribution from my employer. There is really no way I could get this coverage on my own without programs like these.

Review of Service

Overall, my coverage and service are great. I've found that the billing department doesn't always have its act together. Several times I've been told my coverage was canceled for non-payment, even though I'd already paid. They're very helpful when I call, and I've never actually lost my coverage. As far as I can tell, that will keep happening, but it has not affected my coverage, so I can't really complain.

As for the quality of coverage, I haven't had any real issues. I've got to pay the full 50 dollars a month for my particular medication every month, which is too bad. Most of my doctors are covered. When I had a small surgery in 2006, the co-pay was very high, like 500 dolllars.


If you're going to get help from the state with your insurance, there are only certain times of year you can enroll, I think it is the end of December. If you've got to have surgery or other major medical care, be sure to find out how much your copay will be BEFORE you get the procedure done! I learned this the heard way!

$ 495
Mar 2008
Garland, TX
PPO plan for one adult and three children  more... close row
$ 600
Mar 2008
New York, NY
Health insurance from PPO  more... close row
$ 5
Apr 2008
Philadelphia, PA
Five dollar copay makes appointments affordable  more... close row
$ 485
Feb 2008
Health coverage through the university  more... close row
$ 216
Nov 2007
Van Wert, Ohio
Health insurance mandated by court  more... close row
$ 104
Mar 2007
Mount Pleasant, MI
While I was working I was having $27.00 every week  more... close row
$ 400
Jan 2008
Lake, MI
Sharing cost of insurance with employer  more... close row
$ 100
Mar 2008
Ida Grove, Iowa
Health insurance for family of four  more... close row