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the Price of Health Insurance from a PPO

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$ 320
Mar 2008
Denver, CO
Independent health care with copay  more... close row
$ 30
Apr 2008
Phoenix, AZ
Catastrophic health insurance covers   more... close row
$ 108
Apr 2008
Belingham, WA
High deductible plan saves on monthly fees  more... close row
$ 254
Jan 2008
Randolph, VA
Monthly fee for health and dental insurance for one adult and two children  more... close row
$ 600
Mar 2008
New York, NY
Health insurance from PPO  more... close row
$ 72
Jan 2008
Kennebunkport, ME
I have PPO coverage from a state program  more... close row
$ 495
Mar 2008
Garland, TX
PPO plan for one adult and three children  more... close row
$ 5
Apr 2008
Philadelphia, PA
Five dollar copay makes appointments affordable  more... close row
$ 485
Feb 2008
Health coverage through the university  more... close row
$ 216
Nov 2007
Van Wert, Ohio
Health insurance mandated by court  more... close row
$ 104
Mar 2007
Mount Pleasant, MI
While I was working I was having $27.00 every week  more... close row
$ 400
Jan 2008
Lake, MI
Sharing cost of insurance with employer  more... close row
$ 100
Mar 2008
Ida Grove, Iowa
Health insurance for family of four  more... close row

Description of service

We are currently paying $100.00 a week for a family of four for our health insurance through my husband's employer. The cost of a copay is $15.00. And then there is a $10.00 copay for any medications, unless they aren't on the list. We live in a small town so goin to Walmart or Walgreens for the $4.00 prescription plan, just doesn't happen.

Payin this much a month in health insurnace is crazy. We are both in our 20's with two small children. We don't have any health problems. The insurance companies seem to want outrageous prices and they keep increasing. Over the last year it has went up twice. Through my employer, instead of raising the cost of the insurance premiums, they upped the cost of the copay to $20.00. And the insurance policy itself is a joke. They want you to do all these tests before you have anything done like an MRI, even though just doin an MRI would solve the problem and you would be done.

Review of Service

I think insurance is a ripoff. It does help knock down the costs of major things like surgeries and deliveries of babies. However, with so many exclusions in the policy, they just don't seem to make sense anymore. You can get approved for a health plan and they will cover the costs of quitting smoking, however, they won't cover infertility services like IVF.


If you can, I would get on a good health insurance plan. Not having health insurance is worse than paying out of pocket for everything. Make sure you go to the doctor when you are sick when you have health insuarance. That is why you pay the premiums. Use the services, don't let them go to waste.