learn what other users had to say about

the Price of Health Insurance from a PPO

Price 
Location 
Submitted by  
Description
$ 320
Mar 2008
Denver, CO
Independent health care with copay  more... close row
$ 30
Apr 2008
Phoenix, AZ
Catastrophic health insurance covers   more... close row
$ 254
Jan 2008
Randolph, VA
Monthly fee for health and dental insurance for one adult and two children  more... close row
$ 108
Apr 2008
Belingham, WA
High deductible plan saves on monthly fees  more... close row
$ 495
Mar 2008
Garland, TX
PPO plan for one adult and three children  more... close row
$ 600
Mar 2008
New York, NY
Health insurance from PPO  more... close row
$ 72
Jan 2008
Kennebunkport, ME
I have PPO coverage from a state program  more... close row
$ 5
Apr 2008
Philadelphia, PA
Five dollar copay makes appointments affordable  more... close row

Description of service

The Health Insurance PPO that I have is offered through my place of employment. The cost of medical visits are $5.00, emergency room visits are $25.00, and prescription drugs are free. Pre-Existing visits are generally not covered by the health insurance, although for psychologists you can receive one visit. To find an accepted provider or pharmacy, you go to the website or call the 800 number to see what ones are offered in your area.


Review of Service

The list of providers that they have are kept up-to-date. For this reason, you have to call the provider first, and ask if they accept your insurance before making an appointment. I have had problems finding psychologists, and the ones that the PPO Listed on the website did not accept the health insurance. For this reason, I paid for it out of my pocket. Dental is also not included, except for emergency surgery. That makes it frustrating because of the high costs of dentists.

What is great, though, is the low costs of seeing doctor's ($5) and going to the emergency room ($25). Prescription drugs are also free.


Tips

If you do not have mental health problems, this PPO is great. If you also live in an area that has affordable dental care, I also recommend this PPO. However, do your research before making doctor's appointments. Ask if they accept your insurance. You do not want to be in a situation where you have to make out of pocket expenses or submit a claim later on. Also, remember to breath when on the telephone with them. Sometimes customer service is not the best.


$ 485
Feb 2008
Pittsburgh,PA
Health coverage through the university  more... close row
$ 216
Nov 2007
Van Wert, Ohio
Health insurance mandated by court  more... close row
$ 104
Mar 2007
Mount Pleasant, MI
While I was working I was having $27.00 every week  more... close row
$ 400
Jan 2008
Lake, MI
Sharing cost of insurance with employer  more... close row
$ 100
Mar 2008
Ida Grove, Iowa
Health insurance for family of four  more... close row