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the Price of Combination Checking and Savings Accounts

Price 
Location 
Submitted by  
Description
$ 0
Jun 2007
Morro Bay, CA
Checking/Savings
No frills, free accounts  more... close row
$ 10
Mar 2008
Scottsdale, AZ
checking and savings
Monthly fee can be waived  more... close row

Description of service

This monthly service fee is applied to both the checking account and the savings account if they fail to meet certain criteria. If the criteria are met, these fees are waived. The checking account criterion is direct deposit; the savings account criteria are maintaining a monthly balance of at least 3,000; direct deposit; or making an automatic transfer from checking to savings of at least $25/month.


Review of Service

I am satisfied with the service I receive. The bank employees are friendly, they explain the criteria reasonably well, and they helped me to change my account types when I wanted different criteria.


Tips

Be sure you know all of the criteria associated with service fee waivers before opening an account, and make sure that you will meet these every month. At $10 a hit, the fees can really drain your bank account quickly, and oftentimes the things you need to do in order to have them waived are easy and/or don't require too high a balance. If you see that you will not meet the criteria for a particular month, stop into branch office as soon as possible and talk to one of the bankers (not the tellers). They will often change your account type so that you can avoid the fees, and may even remove a fee once it has been charged. It doesn't hurt to ask.


$ 0
Jun 2006
Cambria, California
checking and savings
Combination checking and savings account at community bank  more... close row
$ 0
Apr 2008
Boston, MA
Checking and Money Market Accounts
Checking and Money Market Savings  more... close row
$ 12
Apr 2008
Mobile, Alabama
combo checking and savings
Combination checking and savings account is simple and affordable  more... close row
$ 14
Mar 2008
Chandler, AZ
Checking with Tied Savings
Checking and Savings account with ATM access and overdraft protection   more... close row
$ 0
Sep 2007
Fort Bragg, Ca
checking and savings
Checking and savings accounts  more... close row
$ 0
Mar 2008
Roann, In
checking and savings
Checking and savings account with direct deposit  more... close row
$ 0
Mar 2008
Amarillo, TX
both Checking and Savings
Free checking with savings account and great service  more... close row
$ 12
Apr 2008
Norfolk, Nebraska
Checking/Savings
Paid checking account earns interest  more... close row
$ 2
Mar 2008
Dekalb, IL
checking and savings
free checking and regular savings account with local bank  more... close row