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the Price of Combination Checking and Savings Accounts

Price 
Location 
Submitted by  
Description
$ 0
Jun 2007
Morro Bay, CA
Checking/Savings
No frills, free accounts  more... close row
$ 10
Mar 2008
Scottsdale, AZ
checking and savings
Monthly fee can be waived  more... close row
$ 0
Jun 2006
Cambria, California
checking and savings
Combination checking and savings account at community bank  more... close row

Description of service

I opened a combination checking and savings account at a community bank. The service is much more personal than most larger banks, and I love being able to actually know the names of the managers and tellers. It's a basic non interest bearing checking account, and the savings account had a very small (like .25%) annual rate. It also includes a nice bill pay service that I've never had trouble with.


Review of Service

The employees have almost all been attentive and very helpful. The manager actually sometimes remembers my name, and I do not have a lot of money in my account. I've accidentally overdrawn my account once or twice, and they actually did refund the overdraft fees. Bbasically, I don't pay for anything, and I get great service. The only real complaint is the interest. Many larger banks offer decent rates of return on free savings accounts. I don't have enough money to really make this worth switching, but if I did it may convince me to take my business elsewhere.


Tips

Always make sure that you understand the bank's policy regarding fees. Do they charge a fee when you use another bank's ATM? What about overdraft fees. Also, if possible get a taste of the online banking system before you choose a bank because you really want to make sure it's easy to navigate if you're planning on using it.


$ 0
Apr 2008
Boston, MA
Checking and Money Market Accounts
Checking and Money Market Savings  more... close row
$ 12
Apr 2008
Mobile, Alabama
combo checking and savings
Combination checking and savings account is simple and affordable  more... close row
$ 14
Mar 2008
Chandler, AZ
Checking with Tied Savings
Checking and Savings account with ATM access and overdraft protection   more... close row
$ 0
Sep 2007
Fort Bragg, Ca
checking and savings
Checking and savings accounts  more... close row
$ 0
Mar 2008
Roann, In
checking and savings
Checking and savings account with direct deposit  more... close row
$ 0
Mar 2008
Amarillo, TX
both Checking and Savings
Free checking with savings account and great service  more... close row
$ 12
Apr 2008
Norfolk, Nebraska
Checking/Savings
Paid checking account earns interest  more... close row
$ 2
Mar 2008
Dekalb, IL
checking and savings
free checking and regular savings account with local bank  more... close row