learn what other users had to say about

the Price of Combination Checking and Savings Accounts

Price 
Location 
Submitted by  
Description
$ 10
Mar 2008
Scottsdale, AZ
checking and savings
Monthly fee can be waived  more... close row
$ 0
Jun 2007
Morro Bay, CA
Checking/Savings
No frills, free accounts  more... close row
$ 0
Jun 2006
Cambria, California
checking and savings
Combination checking and savings account at community bank  more... close row
$ 0
Apr 2008
Boston, MA
Checking and Money Market Accounts
Checking and Money Market Savings  more... close row
$ 12
Apr 2008
Mobile, Alabama
combo checking and savings
Combination checking and savings account is simple and affordable  more... close row
$ 14
Mar 2008
Chandler, AZ
Checking with Tied Savings
Checking and Savings account with ATM access and overdraft protection   more... close row
$ 0
Sep 2007
Fort Bragg, Ca
checking and savings
Checking and savings accounts  more... close row
$ 0
Mar 2008
Roann, In
checking and savings
Checking and savings account with direct deposit  more... close row
$ 0
Mar 2008
Amarillo, TX
both Checking and Savings
Free checking with savings account and great service  more... close row
$ 12
Apr 2008
Norfolk, Nebraska
Checking/Savings
Paid checking account earns interest  more... close row
$ 2
Mar 2008
Dekalb, IL
checking and savings
free checking and regular savings account with local bank  more... close row

Description of service

I opened a free checking and regular savings account with a local bank when I lived in Illinois, this bank had several options to add on to the accounts that had some extra fees. Overdraft protection, Fraud alerts, Insurance, and unique credit card options. For a few dollars extra a month you can have a lot more than just a normal account, you can have a sense of security, a sense of value, and most of all a very wise financial move to keep your money safe and still have it able to make you money.

The extra fees are the obvious ones ($2.00) for atm usages at other banks' machines, $10.00 overdraft protection (if you go into the red they automatically transfer the funds from you other account and charge you the $10.00 instead of the normal $30.00 return check fee plus the fee from the retailer.


Review of Service

This service is more then I could ever ask for from a small institution. They treat you like you are a millionaire when you are 1/100th of a millionaire. The security and Identity Theft protection is superb for the cost. If you know what it is like having your identity stolen then you know what I am talking about. Paying a few bucks a month is not even comparable to the costs and stress of having your identity stolen. The only downfall to this account is that the bank only has one atm machine, so you pay the $2.00 service fee quite often if you are like me and never carry much cash on me.


Tips

When you are looking to open an account don't turn away because of some of the fees associated with it, I've found that 9/10 times it's for your own good.