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the Price of Combination Checking and Savings Accounts

Price 
Location 
Submitted by  
Description
$ 0
Jun 2007
Morro Bay, CA
Checking/Savings
No frills, free accounts  more... close row
$ 10
Mar 2008
Scottsdale, AZ
checking and savings
Monthly fee can be waived  more... close row
$ 0
Apr 2008
Boston, MA
Checking and Money Market Accounts
Checking and Money Market Savings  more... close row

Description of service

I use an online bank to service both my checking and money market (savings) accounts. I get a great rate on both, one that about triples what I would get if I went through a local bank. I have no minimum in either account to earn interest and there are no fees associated with either account, unless I overdraw. The checking account also offers free online bill pay. They also offer direct deposit services, which I take advantage of.


Review of Service

Overall, I am quite happy with my bank. As I said, the rates are great. I can transfer money between accounts with them and with accounts at other banks seemlessly. The one downside is not having a brick and mortar bank at which to make deposits. They offer free deposits and withdrawals at a network of ATMs across the country. However, none of them happen to be very close to me. So, I usually use my local bank to make deposits and then transfer money from there to my online bank electronically. It takes a small amount of time and is worth it for the return.


Tips

Check for good rates. Especially if you are looking for a savings account, look for online banks. If they are FDIC insured, there is no risk involved. It may take a few days to get your money or you may have to pay an ATM fee. But for savings, this is definitely the way to go.


$ 0
Jun 2006
Cambria, California
checking and savings
Combination checking and savings account at community bank  more... close row
$ 14
Mar 2008
Chandler, AZ
Checking with Tied Savings
Checking and Savings account with ATM access and overdraft protection   more... close row
$ 12
Apr 2008
Mobile, Alabama
combo checking and savings
Combination checking and savings account is simple and affordable  more... close row
$ 0
Sep 2007
Fort Bragg, Ca
checking and savings
Checking and savings accounts  more... close row
$ 0
Mar 2008
Roann, In
checking and savings
Checking and savings account with direct deposit  more... close row
$ 0
Mar 2008
Amarillo, TX
both Checking and Savings
Free checking with savings account and great service  more... close row
$ 12
Apr 2008
Norfolk, Nebraska
Checking/Savings
Paid checking account earns interest  more... close row
$ 2
Mar 2008
Dekalb, IL
checking and savings
free checking and regular savings account with local bank  more... close row