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the Price of Combination Checking and Savings Accounts

Price 
Location 
Submitted by  
Description
$ 0
Jun 2007
Morro Bay, CA
Checking/Savings
No frills, free accounts  more... close row
$ 10
Mar 2008
Scottsdale, AZ
checking and savings
Monthly fee can be waived  more... close row
$ 0
Apr 2008
Boston, MA
Checking and Money Market Accounts
Checking and Money Market Savings  more... close row
$ 0
Jun 2006
Cambria, California
checking and savings
Combination checking and savings account at community bank  more... close row
$ 12
Apr 2008
Mobile, Alabama
combo checking and savings
Combination checking and savings account is simple and affordable  more... close row
$ 14
Mar 2008
Chandler, AZ
Checking with Tied Savings
Checking and Savings account with ATM access and overdraft protection   more... close row
$ 0
Sep 2007
Fort Bragg, Ca
checking and savings
Checking and savings accounts  more... close row

Description of service

I have a checking account with a national bank chain, and I recently opened a savings account with them as well. Although these services are free, they are not poor in quality!


Review of Service

I am extremely satisfied with my bank. I have held a checking account with them for 8 years, and I have never had a problem on the bank's end. In the few instances when I have been forced to dispute a charge, the bank has always been extremely helpful and accommodating. The folks at my local branch are also very friendly, helpful, and kind; they genuinely care about me as a person in addition to appreciating my business.

I do most of my banking online, and I think that the bank has a great online interface which makes it easy to me to manage my accounts. There are a number of features that I don't use, such as automated bill pay, but I'm sure that other customers appreciate them.

I opened the savings account with them because they offered me a great interest rate for signing up online. Although my savings account is quite new, I've been very satisfied thus far; the bank even sent me a present by way of thanks!


Tips

Many people are under the mistaken impression that free checking is a poor service riddled with restrictive terms. This is not actually the case, although it can be if you don't do your homework.

When you open a bank account, think about the services you need: do you want online banking? Access to ATMs all over the country? The ability to easily transfer funds? A physical branch to visit? The potential to take out loans/credit cards through your bank?

Take the time to collect basic information on all your local banks so that you can make an informed choice, and ask for word of mouth recommendations about banking services; some national banks, for example, are notorious for hidden fees and generally poor service.


$ 0
Mar 2008
Roann, In
checking and savings
Checking and savings account with direct deposit  more... close row
$ 0
Mar 2008
Amarillo, TX
both Checking and Savings
Free checking with savings account and great service  more... close row
$ 12
Apr 2008
Norfolk, Nebraska
Checking/Savings
Paid checking account earns interest  more... close row
$ 2
Mar 2008
Dekalb, IL
checking and savings
free checking and regular savings account with local bank  more... close row