the Cost of Personal Loans

I need a loan for a medical bill of 3500.00. It was due in a short time too as this was a specialist. So I looked for a loan. I did find a bank that would give me one but most said no because I have not had credit for very long. Only five years. I dont have any outstanding debt and my credit score was 726 at the time. Not bad for my beginning years. But I did find this bank which was not well known and gave me a 12.3% interest rate. I thought this was high but apparently that is a good rate. I still dont know, But I do know what kind of service I received

This bank was always there for me and my questions. They worked with me if I was running late and eventually set up an auto draft from the same bank account that was there. Overall, I think I spent about 800.00 or so for this loan. Looking at it this way, seems like a lot of money, and it is! But it was worth it in the long run because with that loan, I paid the doctor. With that paid doctor, I received two miricles. Yes, babies. Yes, this whole thing was not a necessary act, but I wanted children and there was always trouble along the way. Now I have my babies and they are my life. Even though the service was great from the bank, I dont think I will be getting another loan for having babies as babies alone are too expensive.

Shop around. Chances are, you will have to anyway. But I think that planning ahead will save you more headaches that if you dont. Get counsil involved if you have to. Because I hear that some of the loans can really bend you over.