learn what other users had to say about

the Cost of Auto Loans

Price 
Location 
Submitted by  
Description
$ 10000
9
Mar 2007
San Diego, CA
Auto loan with no money down  more... close row
$ 15000
0
Feb 2007
Chicago, Illinois
Chose special financing rate over rebate  more... close row
$ 750
9
Mar 2007
Port Angeles, WA
Loan with overextended credit  more... close row
$ 15000
15
Dec 2007
Littleton, CO
Didn't really shop around for different rates  more... close row
$ 21000
6
Jan 2008
Pella, IA
Better deal through bank than dealership  more... close row
$ 120
10
Apr 2008
Warren, AR
Loan for car purchase  more... close row
$ 10000
37
Jun 2008
San Francisco, CA
Bad interest rate the only option when you have bad credit  more... close row
$ 8300
14
May 2008
Sylacauga, Alabama
Prompt and courteous service  more... close row
$ 23900
7
Aug 2006
Columbus, GA
Payments high but interest rate low  more... close row
$ 0
0
Oct 2010
City, State
gWTNEF <a href="http://priauvafcnfp.com/">priauvafcnfp</a&g  more... close row
$ 0
10
Nov 2007
Evansville, IN
Trade in but no down payment  more... close row
$ 22000
6
Jun 2008
bradenton, flroida
Very helpful bank for car loan  more... close row
$ 19000
0
Jan 2006
Tampa, FL
Didn't think could qualify for best financing  more... close row
$ 11000
5
Aug 2007
Kennewick, Washington
Honest salesman helped rate go down  more... close row
$ 14500
8
Nov 2007
Havelock, NC
Refinancing auto oan  more... close row
$ 25031
11
May 2007
Delaware, OH
Rude and pushy sales staff  more... close row

Description of service

Auto loan for a new car including tax, title, licensing fees and pay off of existing loan for trade-in car.


Review of Service

The sales staff was very rude and pushy and kept reminding us of our credit issues. We nearly walked out 3 times. The loan officer pressured us to get an extended warranty, shorter loan period, and to change our due date. He was gruff and rude and at times condescending.


Tips

If you want to get a new car and your credit is not perfect, be sure you know what to expect and be willing to walk away. Car dealerships that have their own in-house financing programs are the worst for pressuring you into a car you do not want, can not afford, and into programs like extended warrantees that you do not need. Be sure to do your research and be prepared to play the game. Remember that YOU are the customer and you are the one in control of the situation, even though they may make you feel like they are the ones in control. Do not sign any loan agreement unless you have read ALL that you are signing. They will try to tack on lots of extras that they do not even tell you about. Just be smart about it.