learn what other users had to say about

the Cost of Auto Loans

Price 
Location 
Submitted by  
Description
$ 10000
9
Mar 2007
San Diego, CA
Auto loan with no money down  more... close row
$ 15000
0
Feb 2007
Chicago, Illinois
Chose special financing rate over rebate  more... close row
$ 21000
6
Jan 2008
Pella, IA
Better deal through bank than dealership  more... close row
$ 750
9
Mar 2007
Port Angeles, WA
Loan with overextended credit  more... close row
$ 15000
15
Dec 2007
Littleton, CO
Didn't really shop around for different rates  more... close row

Description of service

My husband and I purchased a car from a local dealership in Colorado. So far the bank has treated us extremely well. They are straightforward with their auto loans, and offer online bill-pay, as well as coupon books to mail a payment, and phone access to call in payments.


Review of Service

They have been good to us so far. We have a higher interest rate than we would like, but our credit isn't stellar, so I guess it is fair. They are courteous when we call in payments, and their website and customer service are easy to use and consistently good. They were also extremely fast with their paperwork and title work, and seem to be on top of things as far as applying payments and correspondence when necessary.


Tips

It is a large company, so you may not get as much personal service as you like. They don't have any local offices or branches here in Colorado where I could walk in to give them a payment, but that's not too big of a deal. We probably could have gotten a better deal if we shopped around for auto financing a bit more, but my husband didn't want to waste any time. We settled on a bit of a higher interest rate to lock in the deal for our car loan, and will probably look to refinance with then sometime soon. It would also be beneficial to check into local credit unions, and may be worth the time to open an account at a credit union, as they seem to be best able to offer the lowest interest rates possible.


$ 120
10
Apr 2008
Warren, AR
Loan for car purchase  more... close row
$ 10000
37
Jun 2008
San Francisco, CA
Bad interest rate the only option when you have bad credit  more... close row
$ 8300
14
May 2008
Sylacauga, Alabama
Prompt and courteous service  more... close row
$ 23900
7
Aug 2006
Columbus, GA
Payments high but interest rate low  more... close row
$ 0
0
Oct 2010
City, State
gWTNEF <a href="http://priauvafcnfp.com/">priauvafcnfp</a&g  more... close row
$ 0
10
Nov 2007
Evansville, IN
Trade in but no down payment  more... close row
$ 11000
5
Aug 2007
Kennewick, Washington
Honest salesman helped rate go down  more... close row
$ 22000
6
Jun 2008
bradenton, flroida
Very helpful bank for car loan  more... close row
$ 19000
0
Jan 2006
Tampa, FL
Didn't think could qualify for best financing  more... close row
$ 14500
8
Nov 2007
Havelock, NC
Refinancing auto oan  more... close row
$ 25031
11
May 2007
Delaware, OH
Rude and pushy sales staff  more... close row