the Cost of Auto Loans

I bought a new car and got 0% financing for 60 months. I choose this financing rate over a rebate. I paid $1,000 as a down payment.

I was actually pretty surprised that I qualified for the 0% financing. I do have decent credit but I assumed to qualify for the 0% you'd have to have perfect credit. The dealership I went to treated me with respect and as though my business was very important to them. I had intended to shop around but they were so nice and gave me such a great deal that I ended up buying from them even though it was the first place I'd checked out. They did try to up sell me a little bit more than I was comfortable with on some of the add ons. I held my ground though, as I knew exactly what I wanted and what I wanted to spend.

It's a really good idea to walk in knowing exactly what you want and what your budget is. This way you're less likely to get pressured into getting things you really don't want or need. Do as I say and not as I do and definitely check out several places! Even if you end up back where you started, you won't spend any time thinking you might have been able to save a few bucks.