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the Price of Health Insurance from an HMO

Price 
Location 
Submitted by  
Description
$ 750
Mar 2008
Richlandtown, PA
HMO plan for spouse and two children  more... close row
$ 1000
Apr 2008
Anaheim, CA
HMO means must get appointment far in advance  more... close row
$ 556
Jan 2008
Memphis, Tennessee
Monthly premium for two adults and three children  more... close row
$ 134
Mar 2008
North Canton, OH
Happy with HMO health insurance  more... close row
$ 218
Jul 2007
Sacramento, CA
Paying online saves money on payment  more... close row
$ 52
Jun 2008
Harrisburg, PA
Getting money's worth from HMO  more... close row
$ 140
May 2008
Phoenix, AZ
Additional coverage besides medicare  more... close row
$ 159
Jun 2008
Brockton, MA
Biweekly payment for HMO  more... close row
$ 450
Mar 2008
Alhambra, CA
HMO through employer  more... close row
$ 955
Jun 2008
Lexington, KY
Highest level of coverage best if health concerns  more... close row
$ 90
Jun 2008
Chicago, Illinois
Employees monthly contribution to HMO  more... close row
$ 40
Aug 2007
Bay City, Texas
Check HMO's consumer approval rating  more... close row
$ 120
Apr 2008
Lincolnton, NC
Switching from PPO to HMO  more... close row

Description of service

My husbands employer recently switched insurance companies. We went from PPO to HMO and I really like the change. HMO is a lot cheaper but it does work differently. If you're someone who has to see a lot of specialist then you would want to go with a PPO.If you are someone who just sees your doctor a few times a year an HMO shouldn't be a problem.


Review of Service

We pay about 30 dollars a week for the both of us for health insurance. This covers dental, eye and regular health insurance. Your weekly amount may be different depending on age and health. We get one free eye exam per year per person and I think we get a free dental cleaning as well. The co-pay is $20 for a doctor visit and $100 dollars co-pay for the emergency room. The only difference between this and the PPO is that there are only a few doctors to choose from and if you need to see a specialist you have to go to your doctor first to get a recommendation which will cost you an extra $20 dollars.


Tips

HMO works well for me and my husband because it's cheap and we don't really go to the doctor that much. If you do have a lot of health problems and you regularly see specialists I would just stick with a PPO.


$ 240
Oct 2007
San Diego, CA
Individual Health Plan with large HMO  more... close row
$ 320
Mar 2007
Warren, AR
Monthly premium for family from employer's HMO  more... close row
$ 293
Jun 2007
pines, fl
Price per month for HMO plan  more... close row
$ 8000
Feb 2007
San Francisco CA
Premium for a couple for one year  more... close row