learn what other users had to say about

the Price of Health Insurance from an HMO

Price 
Location 
Submitted by  
Description
$ 750
Mar 2008
Richlandtown, PA
HMO plan for spouse and two children  more... close row
$ 134
Mar 2008
North Canton, OH
Happy with HMO health insurance  more... close row
$ 1000
Apr 2008
Anaheim, CA
HMO means must get appointment far in advance  more... close row
$ 556
Jan 2008
Memphis, Tennessee
Monthly premium for two adults and three children  more... close row

Description of service

This is the price our family pays for health insurance from an HMO. This is a monthly premium for two adults and three children under the age of 18. We are self-employed, so we had to get insurance on our own. The insurance plan we have does not have any deductibles. We pay a thirty dollar co-pay when we go to the doctor. Yearly physicals are not subject to the co-pay. Emergency room visits have a fifty dollar co-pay. Most medical procedures, surgeries, etc. are covered at a rate of 90% if we choose doctors in our network. We must have a referral from our primary care physician. We are only able to choose certain doctors from a pre-selected list. Prescriptions are not covered under this plan unless they are part of a hospitalization.


Review of Service

Overall, we think our insurance is very expensive. The only reason we even pay for it is in case something really bad happens that requires an expensive hospital stay or procedure. Luckily, we did not have any pre-existing conditions, so we were able to at least have some medical coverage. We are happy with the doctors in our network.


Tips

We shopped around for health insurance for a very long time before we made a decision. Make sure you understand all the fine print because many of the private health insurance policies are confusing.


$ 159
Jun 2008
Brockton, MA
Biweekly payment for HMO  more... close row
$ 218
Jul 2007
Sacramento, CA
Paying online saves money on payment  more... close row
$ 140
May 2008
Phoenix, AZ
Additional coverage besides medicare  more... close row
$ 52
Jun 2008
Harrisburg, PA
Getting money's worth from HMO  more... close row
$ 450
Mar 2008
Alhambra, CA
HMO through employer  more... close row
$ 90
Jun 2008
Chicago, Illinois
Employees monthly contribution to HMO  more... close row
$ 955
Jun 2008
Lexington, KY
Highest level of coverage best if health concerns  more... close row
$ 240
Oct 2007
San Diego, CA
Individual Health Plan with large HMO  more... close row
$ 120
Apr 2008
Lincolnton, NC
Switching from PPO to HMO  more... close row
$ 40
Aug 2007
Bay City, Texas
Check HMO's consumer approval rating  more... close row
$ 320
Mar 2007
Warren, AR
Monthly premium for family from employer's HMO  more... close row
$ 293
Jun 2007
pines, fl
Price per month for HMO plan  more... close row
$ 8000
Feb 2007
San Francisco CA
Premium for a couple for one year  more... close row