learn what other users had to say about

the Price of Health Insurance from an HMO

Price 
Location 
Submitted by  
Description
$ 750
Mar 2008
Richlandtown, PA
HMO plan for spouse and two children  more... close row
$ 134
Mar 2008
North Canton, OH
Happy with HMO health insurance  more... close row
$ 1000
Apr 2008
Anaheim, CA
HMO means must get appointment far in advance  more... close row
$ 556
Jan 2008
Memphis, Tennessee
Monthly premium for two adults and three children  more... close row
$ 218
Jul 2007
Sacramento, CA
Paying online saves money on payment  more... close row
$ 140
May 2008
Phoenix, AZ
Additional coverage besides medicare  more... close row
$ 52
Jun 2008
Harrisburg, PA
Getting money's worth from HMO  more... close row
$ 159
Jun 2008
Brockton, MA
Biweekly payment for HMO  more... close row
$ 450
Mar 2008
Alhambra, CA
HMO through employer  more... close row
$ 955
Jun 2008
Lexington, KY
Highest level of coverage best if health concerns  more... close row
$ 90
Jun 2008
Chicago, Illinois
Employees monthly contribution to HMO  more... close row

Description of service

I pay $45 out of each check to pay for my HMO. I get paid twice a month. The money is taken out of my paycheck on a pre-tax basis. My employer does pay a portion of the premium but I'm not sure how much. My HMO covers medical care and vision care. I also receive a discount on dental care. I have a co-pay of $10 for most medical appointments. If I am out of the area and don't have pre-approval I am not covered except in an emergency situation.


Review of Service

So far I've had a good experience with my HMO. I haven't had to use it much. I did have to get a physical for a sports team I pay for. Finding a doctor was a little bit confusing but once I called my HMO 800 help line they did a good job of helping. My co-pay for the physical was $10. I also had a work related injury to my wrist. I went to my doctor and he took a look at it and x-rayed. Shortly thereafter it was deemed to be covered by worker's comp and I had to go a worker's comp doctor so there was no follow up with my doctor.


Tips

My provider has very strict rules about getting medical attention when you are out of your network. If you're traveling be sure to understand the rules in case something happens to you.


$ 120
Apr 2008
Lincolnton, NC
Switching from PPO to HMO  more... close row
$ 40
Aug 2007
Bay City, Texas
Check HMO's consumer approval rating  more... close row
$ 240
Oct 2007
San Diego, CA
Individual Health Plan with large HMO  more... close row
$ 320
Mar 2007
Warren, AR
Monthly premium for family from employer's HMO  more... close row
$ 293
Jun 2007
pines, fl
Price per month for HMO plan  more... close row
$ 8000
Feb 2007
San Francisco CA
Premium for a couple for one year  more... close row