learn what other users had to say about

the Price of Checking Accounts

Price 
Location 
Submitted by  
Description
$ 18
Feb 2008
Houston, TX
checking
Fee for one time services  more... close row
$ 0
Apr 2008
North Brunswick, NJ
checking
Great services from free checking account  more... close row
$ 0
Apr 2008
Boiling Springs, SC
regular checking
Bank with very helpful services  more... close row
$ 12
Jun 2007
Phoenix, AZ
checking
Basic checking account with many limits  more... close row
$ 0
Sep 2007
Alameda, CA
checking
Direct Deposit Checking Account  more... close row

Description of service

I have a checking account with a big national chain bank - which many people have said they would never do because this bank is "the Man" or "the enemy." I pay nothing for it and I have had very few problems with it!

I have had this bank account in various cities and, because it's a national chain, have been able to keep the same bank when I have moved. I pay nothing for checking because I have direct deposit. This was not a sacrifice for me because I love direct deposit. I can only use this bank's ATMs but they are pretty widely available.


Review of Service

I do most of my banking online but when I have had to go into the bank, I have never had any problems. Their number to call sometimes makes you wait for a while, but you can usually get a live person pretty carefully.

I would like to be able to use other ATMs, and I have thought about changing my bank to one that will allow me to use other ATMs, but it really isn't usually a problem to find machines for my branch.


Tips

Look into direct deposit, because I think that many banks will waive fees for direct deposit holders. I'm not sure why this is, but like I said, it works out nicely because direct deposit is actually quite convenient.

Make sure you know if your bank will charge you for phone calls or to see a real person, as many of them do. Also check on which ATMs you can use without a fee.


$ 0
Jan 2008
Canton, Michigan
Checking
New checking account with no minimum balance  more... close row
$ 0
Apr 2008
Kennebunk, ME
Checking with ATM
Basic checking account with ATM benefits  more... close row
$ 4
Jan 2008
Greenwood, IN
checking
Checking account with a credit union  more... close row
$ 0
Apr 2008
Fayetteville, NC
Checking
Another free checking account  more... close row
$ 0
Apr 2006
Tewksbury, MA
free interest checking
Free checking with interest  more... close row
$ 6
Mar 2008
Phoenix, AZ
checking
Basic checking account with increasing fees  more... close row
$ 0
Apr 2008
North Brunswick, NJ
Checking
Absolutely free of any charge checking account  more... close row