learn what other users had to say about

the Price of Checking Accounts

Price 
Location 
Submitted by  
Description
$ 18
Feb 2008
Houston, TX
checking
Fee for one time services  more... close row
$ 0
Apr 2008
North Brunswick, NJ
checking
Great services from free checking account  more... close row
$ 0
Apr 2008
Boiling Springs, SC
regular checking
Bank with very helpful services  more... close row
$ 12
Jun 2007
Phoenix, AZ
checking
Basic checking account with many limits  more... close row
$ 0
Sep 2007
Alameda, CA
checking
Direct Deposit Checking Account  more... close row
$ 0
Jan 2008
Canton, Michigan
Checking
New checking account with no minimum balance  more... close row
$ 0
Apr 2008
Fayetteville, NC
Checking
Another free checking account  more... close row

Description of service

We use a local branch bank and we pay nothing for our service. There is no minimum for our account. There are no check writing fees or limits, no number of debit purchases limits, etc. There is, however, a per day limit to debit purchases and atm withdrawels. I believe the debit purchase limit per day is 1000 and the atm withdrawel limit per day is 400. This just protects the customer. On the savings accounts, there were fees and minimums and debit activity fees for going over the limit.


Review of Service

I don't feel that we miss out on anything by having free checking. We receive excellent customer service. We have online service and online payments service. You still have to buy checks, but that's normal and checks are going out of date anyway.


Tips

I have been with the big national chain banks. A lot of them are now pushing free banking. I'm not sure if there are any catches to it. If you find out there is a catch, don't go with it. There are banks out there that truly offer free checking with no catches. Go with them....save those monthly fees. You will be very glad you took that expense out of your budget.


$ 0
Apr 2008
Kennebunk, ME
Checking with ATM
Basic checking account with ATM benefits  more... close row
$ 4
Jan 2008
Greenwood, IN
checking
Checking account with a credit union  more... close row
$ 0
Apr 2006
Tewksbury, MA
free interest checking
Free checking with interest  more... close row
$ 6
Mar 2008
Phoenix, AZ
checking
Basic checking account with increasing fees  more... close row
$ 0
Apr 2008
North Brunswick, NJ
Checking
Absolutely free of any charge checking account  more... close row