learn what other users had to say about

the Price of Overdraft Protection

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$ 14
Oct 2007
Asheboro, NC
Overdraft protection from savings to checking accounts  more... close row
$ 15
Oct 2007
Forks, Washington
Overdraft protection uses credit card and many fees  more... close row

Description of service

The service I received was overdraft protection for my checking account. The cost was $15.00 per transaction. What this gave me was if I wrote a check and didn't have the money they would cover it with my credit card and then also charge me a fee of $15. I wasn't ifnormed of these fees until I had to use them.

Review of Service

I cancelled the service as I was never really told what the costs involved were. One thing I did realize when I would check my account online is that they always charged the fee even if I had put the money in the account on the same day and early. Your charges come out first. Also, I thought the money would come out of my linked savings when in fact it was charged to my linked credit card (not debit card). So I incurred credit card charges also. I feel the costs are extremely high for what you get. You could conceivably incur costs of over $20 per transaction based on writing a check for two cents over your balance.


Best thing to do is watch your checking account closely. Make sure there are no extra charges coming out of your account which could cost you overdrafts. I would like to see the banks link somehow your savings and checking and when overdrafts occur withdraw from your savings.

$ 6
Jan 2008
Northeast Arkansas
Unlimited checks and overdraft protection  more... close row
$ 0
Apr 2008
Mt Laurel, NJ
Line of credit for overdraft protection  more... close row
$ 10
Apr 2008
New York ,NY
Credit card for overdraft protection  more... close row
$ 30
Jan 2008
athens ohio
Montly overdraft protection for up to $500 coverage  more... close row
$ 0
Apr 2008
Ashland, Ky
Only good things to say about bank  more... close row
$ 2
May 2008
Jim Thorpe
Transfer fee protected from overdraft protection  more... close row
$ 15
Mar 2008
Kansas City, Mo
Overdraft protection for line of credit  more... close row
$ 19
Mar 2008
Ida Grove, IA
Our local bank is one of the highest in the  more... close row
$ 0
Jan 2008
Belmawr, NJ
Overdraft protection draws funds from credit card  more... close row