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Mortgage Fees

Submitted by  
$ 3700
Mar 2008
Scottsdale, AZ
All closing fees for new home mortgage  more... close row
$ 2400
Apr 2008
Bellingham, WA
Closing cost, loan fees, and title cost  more... close row
$ 2300
Sep 2006
Greenwood Village, CO
Always read before you sign  more... close row
$ 1108
May 2008
Jim Thorpe
Qualified buyers can ask for special favors sometimes  more... close row
$ 2000
Oct 2006
Columbus, OH
Many different fees for mortgage  more... close row
$ 3385
Jul 2006
San Jose, CA
One point loan fee for lender  more... close row
$ 300
Sep 2007
Orem, UT
Consolidating credit card debt  more... close row
$ 3150
Feb 2008
Mobile, Alabama
Refinancing requires signing name 100 times  more... close row
$ 440
Mar 2007
Oklahoma City, Oklahoma
Mortgage offer from corporate bank  more... close row

Description of service

I accepted a mortgage offer from a local branch of a corporate bank last year. The fee listed of $440 did not include the title search fee, which was farmed out to another company. The broker had encouraged me to use that company for the title search in order to expedite my mortgage application. At the time, the fees seemed reasonable, especially for the service I received.

Review of Service

The broker I dealt with was professional and worked with a sense of urgency. He worked at finding the best possible rate for me, and experimented with different types of mortgages, such as an 80/20, to get payments in the range I requested. I actually received better service from the corporate behemoth than I did from a local, well known bank, which really surprised me.


The most important thing to remember is to learn everything you can before you step foot into a broker's office or pick up the phone. The excitement of owning your own home (especially the first one) can make you gloss over little details that can cost you a lot of money later on. Know the jargon for interest rates, the different types of loans that are out there, and ask around about brokers. You should especially pay attention to anything with ARM in the wording.

$ 350
Jan 2008
Too many fees from mortgage broker  more... close row
$ 0
Jan 2006
Boiling Springs, SC
Home loan was free because of high credit score  more... close row