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Mortgage Fees

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$ 3700
Mar 2008
Scottsdale, AZ
All closing fees for new home mortgage  more... close row

Description of service

This amount includes all fees related to closing the loan, going to all parties involved in the process: appraisal, title search, title insurance, escrow account setup, title and bank processing fees, credit check, county processing fees, courier delivery of papers.

Review of Service

The mortgage lender services were excellent: good communication, fast, efficient. The title insurance services were very poor. The documents they prepared for us filled with mistakes, requiring reissuing of paperwork more than once. The title company received approximately 300 in fees for their work (with the remainder going to insurance).


Definitely shop around for both your lender and your title company. It's easy enough to get several quotes from different lenders. The government requires them to provide information about all costs upfront in a standardized format, so you can actually take the estimates from each and lay them side-by-side. This information will include the title company fees and cost of title insurance. If your lender chooses the title company (this is common in AZ), you should ask them how much experience they have dealing with that company and the particular officer who will be working on your loan. If you're not satisfied with the answer, ask them for an alternative title company, find one yourself, or go to another lender.

$ 2400
Apr 2008
Bellingham, WA
Closing cost, loan fees, and title cost  more... close row
$ 2000
Oct 2006
Columbus, OH
Many different fees for mortgage  more... close row
$ 3385
Jul 2006
San Jose, CA
One point loan fee for lender  more... close row
$ 300
Sep 2007
Orem, UT
Consolidating credit card debt  more... close row
$ 3150
Feb 2008
Mobile, Alabama
Refinancing requires signing name 100 times  more... close row
$ 2300
Sep 2006
Greenwood Village, CO
Always read before you sign  more... close row
$ 1108
May 2008
Jim Thorpe
Qualified buyers can ask for special favors sometimes  more... close row
$ 440
Mar 2007
Oklahoma City, Oklahoma
Mortgage offer from corporate bank  more... close row
$ 350
Jan 2008
Too many fees from mortgage broker  more... close row
$ 0
Jan 2006
Boiling Springs, SC
Home loan was free because of high credit score  more... close row