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The Cost of Homeowner's Insurance

Price 
Location 
Submitted by  
Description
$ 1362
Jul 2007
Mississippi
8 year old home, 1665 sq. ft.
Comprehensive homeowner's coverage  more... close row
$ 28
Jun 2007
marana, az
new home 2400sq. ft. 4 bed
Insurance for our new home  more... close row

Description of service

I recently bought a house and we needed to purchase insurance for it. We ended up going with the cheapest because we have other types of policies with them and bundling them together made it cheaper. They were almost half of the other companies. We are covered for $260,000 (the cost of the house loan) and for up to $12000 in personal property. The agent simply plugged the numbers in based on what we purchased the house for and gave us discounts because of the other policies. It was really simple. We didn't even have to go into the office. To make it even easier it is taken right out of your payment for your mortgage along with your taxes so you don't have to pay out to different companies.


Review of Service

I am very satisfied with the policy. Thank god we haven't had to cash it in, but it is a very good price for what we would be covered for if something happened to the house. The customer service at state farm is great. It is also nice to have all of your policies together so you don't have to deal with tons of different companies. I would definitely go with this company in the future. As a first time home buyer I am very satisfied with the price and service.


Tips

Definitely shop around when looking for homeowners insurance because it is competitive. All companies are different. Hopefully there is a company that you already have policies with to save you money.


$ 940
Mar 2008
Rainbow City, AL
6 years old; 2200 square feet
Insurance paid through mortgage holder  more... close row
$ 400
Jan 2008
Phoenix, AZ
2500 square feet, built 1982
Liability, damage and theft coverage  more... close row
$ 477
Feb 2008
Long Beach, CA
57 years, approximately 1200 sq ft
Annual homeowners' policy premium  more... close row
$ 420
Nov 2007
Indianapolis, IN
15 years old, 1950 sq. feet
Property, home and liability insurance  more... close row
$ 294
Sep 2007
San Jose, CA
20 years old, approx. 1000 sq ft
Annual premiums for insuring a condo  more... close row
$ 457
Mar 2008
grundy va
2006 southern estates mobile home with 2446 square feet.
New homeowners insurance with same coverage  more... close row
$ 1021
Mar 2008
Garland, TX
29 years old and 1550 sq ft.
Homeowners insurance doesn't cover many things  more... close row
$ 1211
Mar 2008
Boiling Springs, SC
Coverage for home with a pool  more... close row