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The Cost of Homeowner's Insurance

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$ 1362
Jul 2007
8 year old home, 1665 sq. ft.
Comprehensive homeowner's coverage  more... close row
$ 28
Jun 2007
marana, az
new home 2400sq. ft. 4 bed
Insurance for our new home  more... close row
$ 940
Mar 2008
Rainbow City, AL
6 years old; 2200 square feet
Insurance paid through mortgage holder  more... close row
$ 477
Feb 2008
Long Beach, CA
57 years, approximately 1200 sq ft
Annual homeowners' policy premium  more... close row
$ 420
Nov 2007
Indianapolis, IN
15 years old, 1950 sq. feet
Property, home and liability insurance  more... close row
$ 294
Sep 2007
San Jose, CA
20 years old, approx. 1000 sq ft
Annual premiums for insuring a condo  more... close row
$ 400
Jan 2008
Phoenix, AZ
2500 square feet, built 1982
Liability, damage and theft coverage  more... close row
$ 457
Mar 2008
grundy va
2006 southern estates mobile home with 2446 square feet.
New homeowners insurance with same coverage  more... close row
$ 1021
Mar 2008
Garland, TX
29 years old and 1550 sq ft.
Homeowners insurance doesn't cover many things  more... close row
$ 1211
Mar 2008
Boiling Springs, SC
Coverage for home with a pool  more... close row

Description of service

I personally have 3 homes and they all have home owners insurance on them. This one if for my own home that I live in year round. The reason it is so high is because we have a inground swimming pool. So if you think chemicals cost money, yep they do. But the home owners insurance is more per year than the pool costs us per year.

Review of Service

Now of course the home owners insurance price is high. I called my rep and said hey we first bought 5 years ago this house and we were only paying under 600. Now I understand things don't get cheaper but 5 years and more than 100% increase is out there. The rep said well you have a LOW deductable. I said well how low is it zero? The rep said it's 500. I said well I think we need to change that so we did.


The best part about this is no matter what each year we are claim free after 3 years we get a check for 1/4 of our premium paid in cash. Including auto insurance too since we have them with the same company. I certainly won't mind that check when it shows up in 12 months now since I am that close to getting a check again. I had recieved one in the past but we had a son who had a few accidents and nothing too BAD but lost our pay check since we had claims. So look maybe for some kind of policy with a check after claims free coverage, maybe even with combined auto insurance. Good LUCK.