learn what other users had to say about

The Cost of Homeowner's Insurance

Price 
Location 
Submitted by  
Description
$ 1362
Jul 2007
Mississippi
8 year old home, 1665 sq. ft.
Comprehensive homeowner's coverage  more... close row
$ 28
Jun 2007
marana, az
new home 2400sq. ft. 4 bed
Insurance for our new home  more... close row
$ 940
Mar 2008
Rainbow City, AL
6 years old; 2200 square feet
Insurance paid through mortgage holder  more... close row
$ 477
Feb 2008
Long Beach, CA
57 years, approximately 1200 sq ft
Annual homeowners' policy premium  more... close row
$ 420
Nov 2007
Indianapolis, IN
15 years old, 1950 sq. feet
Property, home and liability insurance  more... close row
$ 294
Sep 2007
San Jose, CA
20 years old, approx. 1000 sq ft
Annual premiums for insuring a condo  more... close row

Description of service

This is the cost I pay per year on homeowners insurance for up to $50,000 of coverage for my condo in San Jose, CA. It covers most major accidents and disasters except for flooding because we are not in a flood zone. We also do not have any major anti-theft or safety features on our home which can bring the cost of insurance down significantly from what I am told.


Review of Service

The company that we are currently with has been fairly reasonable to work with. We used them for our renters insurance previously and then switched over when we purchased a home. The switch over was a bit tricky for the agent that we were working with at the time as it seemed that they were new to the process. We often get offers from them in the mail asking us to consider switching all of our insurances needs to them, but I am happy with our other current providers and the rates I am getting. But I did shop around with other homeowners insurance providers and they were all generally the same which was why I decided to stay with them.


Tips

Find an insurance provider that is local. They should know the area well and know even what types of discounts are available in your neighborhood and zip code as well


$ 400
Jan 2008
Phoenix, AZ
2500 square feet, built 1982
Liability, damage and theft coverage  more... close row
$ 457
Mar 2008
grundy va
2006 southern estates mobile home with 2446 square feet.
New homeowners insurance with same coverage  more... close row
$ 1021
Mar 2008
Garland, TX
29 years old and 1550 sq ft.
Homeowners insurance doesn't cover many things  more... close row
$ 1211
Mar 2008
Boiling Springs, SC
Coverage for home with a pool  more... close row