the Monthly Cost of Car Insurance for one Car

Full Torte car insurance, as well as renters insurance for our apartment and life insurance for my husband, myself and my son all for $150 a month total.

We were using a well known insurance company, when a friend of my husband's asked if he could take a look at our plan. We were getting LIMITED torte, and nothing else for 110 a month. For 40 dollars more than we were paying, and going with a different well known insurance company, we are now getting full torte, plus life and renters insurance. It's a great deal. We have not had any problems with customer service, payments are made quickly and easily because we have them taken automatically from our checking account. The one fender bender we had, which was our fault, was taken care of without any hassle. We are very happy with the service we are getting.

First, make sure you aren't afraid to haggle for a price that you feel is fair. There is ALWAYS a better deal out there, and if it means switching companies to get that, then do so. Don't be afraid to let someone at your current company know that you're willing to switch to someone else based on quoted prices, and see if your current company is willing to at least match the price. Never put up with rude agents. Most places offer very cheap renters insurance (for those who rent a home or apartment) and while you most likely will never need it, on the off chance that you will, it is SO useful to have.