the Monthly Cost of Car Insurance for one Car

This price includes full coverage auto insurance on one vehicle and liability coverage on an older vehicle, as well as covering a second driver on the older vehicle.

It costs about $40 per month to cover the second driver. Full coverage is approximately $80 per month and liability is about $40.

The agents are friendly and always good about answering questions.

One time, I was about to go on a trip and discovered the envelope containing my insurance payment, which I thought I had mailed. I didn't think I'd be able to catch anyone at the office on a Saturday to get things straightened out, and my insurance coverage likely would have been canceled during my trip if I couldn't reach them. I phoned, and the call was forwarded to their home. I was able to pay by phone using my credit card, giving me peace of mind during my trip. Taking calls at home on Saturday is definitely "above and beyond" in my book.

The agents also take care to review my policy from time to time, checking to make sure I have adequate coverage, but that I'm not spending more than necessary.

Before purchasing an insurance policy, always check around to compare price and coverage. Ask about discounts as well. There are generally several different ways to obtain discounts, such as being married, being over 25, having a good driving record, etc.

Once you purchase a policy, ask your agent to check regularly for additional discounts that may be applicable.