learn what other users had to say about

the Cost of Boat Insurance

Price 
Date 
Location 
Description 
Age 
Submitted by  
Description
$ 1150
Mar 2008
Dallas, TX
Bayliner 16' cruiser
7
A year of insurance for a boat  more... close row
$ 975
May 2008
Brighton, Michigan
1973 Gulfstar 44
35
Annual hull and liability insurance  more... close row
$ 600
May 2008
Flint MI
Cabin Cruiser
10
Boat insurance similar to auto insurance  more... close row
$ 50
May 2007
Phoenix, AZ
outboard engine ski boat
5
Insuring rental boat for 3 days  more... close row
$ 68
Jun 2007
Rincon, Georgia
Sea Ray 185 Sport
5
A year of insurance covering boat and equipment  more... close row
$ 375
Jun 2007
Tampa, FL
small used fishing boat, small motor
7
Liability insurance only for boat  more... close row
$ 400
Jan 2007
San Diego, CA
Fishing boat
4
One year of insurance against breakdowns  more... close row
$ 35
May 2008
Chesapeake, Ohio
Pontoon
2
Pontoon insurance  more... close row

Description of service

To cover any accidents, or anything at all really, I pay $35 a month for insurance from a nationally known insurance company. The coverage covers everything from theft, to accidental wreckage but exclude mechanical malfunction, which is covered by the warranty on my 17 foot pontoon boat. I usually pay month to month with my other bills, but I would get a discount if I paid a year in advance.


Review of Service

The insurance agent if very well known to be good on covering boats and that is why I went to him. I have a seperate insurance agent for my home and car, but this agent offered me the lowest price so I went with him. Their office is located near the dock that I use so it is convienient for me. The people that work in the office are very nice and have never been rude with me the few times I have had to actually go into the office, which is very rare.


Tips

Call around to different insurance agents and see which one will give you the best deal. Some insurance agents will give you a discount for paying for and taking a boating safety class. You can also check the internet or ask family and friends who they use to find the best deals.


$ 160
Mar 2007
Weset WIldwood, nj
small fishing boat
35
Basic boat insurance  more... close row
$ 45
Apr 2008
Ashland, KY
1999 Wing Model
9
Same insurance company for boat and other vehicles  more... close row