learn what other users had to say about

the cost of Motorcycle Insurance

Price 
Location 
Year 
Submitted by  
Description
$ 137
Apr 2008
Phoenix, AZ
Yamaha Raider
2007
One year's liability, theft, and accident coverage  more... close row

Description of service

The service included one year's liability, theft, and accidental damage coverage on a weekend-use bike (mileage is limited) for a married 30 year old in good health who has been riding regularly since childhood, has taken various motorcycle safety courses, and has no recorded accidents or traffic infractions.

The company also offers insurance for cars, boats, trucks, RVs, houses, and pretty much anything else you can name. Rates vary based on the nature of coverage, and how big a risk the client appears to be.


Review of Service

I've had my cars and motorcycles insured by the same company pretty much forever, they've always gotten me reasonable prices and I've had little to complain about as far as service goes. Nearly always when I needed something taken care of it was underway by the end of the business day. But because insurance is meant to take care of bad things, it's never when a good thing happens that you need to use it.


Tips

It's insurance, which is mandated by law here in AZ. It's nice to have if your bike gets stolen or knocked over and broken, but won't make a lick of difference if you're run over by someone who "didn't see" you -- the most common claim made by drivers who hit motorcyclists, by the way. Motorcycles are inherently unsafe because you wrap around the motorcycle rather than the way a car wraps around you. If you ride, it's something you have to accept.

One thing to note, if you can get insurance for your bike through the same company that does your house or your car, you might be eligible for a package discount on multiple services.


$ 35
Apr 2008
Minneapolis, MN
Triumph Speed Triple
2006
Full comprehensive and liability insurance  more... close row
$ 263
Aug 2007
Wamego, Kansas
Yamaha Motorcycle
1979
Comprehensive motorcycle insurance  more... close row
$ 263
Aug 2007
Wamego, Kansas
Yamaha Motorcycle
1979
Motorcyle insurance important due to the danger  more... close row
$ 82
May 2008
Orem, UT
Honda CX 500 Custom
1982
Rider safety course can lower insurance rates  more... close row
$ 262
Apr 2008
Racine, WI
Honda Goldwing SE 1800
2006
Price breaks with all insurance on same company  more... close row
$ 250
Jan 2008
Nashville tn
Suzuki C90
2005
Basic liability and medical coverage for motorcycle  more... close row
$ 46
May 2008
Ashland, Ky
Kawasaki Ninja ZX-12R
2002
Motorcycle insurance from same company as car and boat insurance  more... close row
$ 289
Apr 2008
Anaheim
Yamaha R6
2008
Motorcycle insurance an add on to auto insurance  more... close row
$ 75
May 2008
La Crescent, MN
Harley Davidson xl 883
1995
Small local business treats customers well  more... close row
$ 89
May 2008
La Crescent, MN
Harley Davidson Sportster
2006
Haven't had to deal with customer service yet  more... close row