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the Price of Health Insurance from COBRA

Price 
Location 
Submitted by  
Description
$ 500
May 2007
Marion, Ohio
COBRA caused huge insurance mess  more... close row
$ 400
Mar 2008
Shinglehouse PA
Cobra from an old job  more... close row
$ 380
Sep 2006
Dallas, TX
High monthly payment reminded us to see the doctor  more... close row
$ 1300
May 2008
Topeka, Kansas
Cost of health insurance expensive through COBRA  more... close row
$ 850
Apr 2008
Seattle, WA
Coverage for couple with infant  more... close row
$ 328
Apr 2008
Sharon MA
Health insurance plan can not be changed after being laid off  more... close row
$ 385
May 2008
Denton, Texas
COBRA payment for just one person  more... close row

Description of service

I paid 385 a month for ongoing COBRA insurance, in Denton, Texas. The only party insured was myself, male age 39, nonsmoker. The deductible is 500 dollars and the charge to see the doctor is 20 dollars copay. Medicines vary from a copay of 2.50 to over 40 dollars, according to which group they fall in.


Review of Service

I don't know if the service is a good value or not. The last time I had a COBRA plan was in 1998 for a couple of months with a different company and better coverage, and that was less than 170 dollars a month. Then again, it's been 10 years, and I was possibly considered less expensive to ensure when I was in my late 20s. I wish the copay to see the doctor with the 2008 service was less (I paid 5 dollars in '98), but I understand that insurance companies are trying to keep costs down by discouraging patients from making too many visits to the doctor.


Tips

I happened to be at an employer who only offered medical insurance through a single company-- if you are in a position to choose between different providers when you exit your employer, or are able to up your deductible if you think you can afford to do that, maybe you can do better than I did.


$ 760
Jan 2007
Sacramento, CA
Expensive to continue health insurance  more... close row
$ 377
Sep 2007
Alameda, CA
$377 a month for COBRA health insurance  more... close row
$ 0
Oct 2010
City, State
aHaQcu <a href="http://rkdoglhibcsp.com/">rkdoglhibcsp</a&g  more... close row
$ 425
Aug 2007
Myrtle Beach, SC
COBRA too much for a single person  more... close row
$ 600
Jan 2007
Monticello, AR
Price for a family of four on COBRA  more... close row
$ 487
Mar 2006
Grapevine, Texas
COBRA extremely expensive  more... close row